How to Describe Your Deal to Get the Best Lender Match

Why the way you describe your situation matters

Our AI system works like a translator between you and specialist lenders. When you tell us clearly what your situation is, we can find lenders who specialize in exactly that kind of deal. When the description is vague, the matches are vague too — and you might miss the lender who would have said yes.

Think of it like ordering from a menu. If you just say "I want something good," the waiter can't help much. But if you say "I want seafood, nothing too heavy, under 30 minutes," you get exactly what you're after. Same idea applies to finding a lender.

What to include when you describe your deal

You don't need to write an essay. Just cover these key pieces:

• What property or asset is involved. Is it a house, a commercial building, a warehouse, a piece of land? What state is it in? What's it roughly worth? (If you don't know, a ballpark figure is fine.)
• What you owe on it. Do you have a mortgage? How much? Are there other debts tied to the property? ATO debt? Credit card debt against the asset?
• What you're trying to do. Are you refinancing existing debt? Buying another property? Building or renovating? Releasing cash to pay off debts or fund a business? This is the most important piece.
• Any complications. Bad credit? ATO debt? Still paying off a previous default? Got no recent financials? The more honest you are, the better the match.
• Your timeline. Are you urgent (need funds in days)? Flexible (can wait a few weeks)? This changes which lenders can help.

Good examples vs vague examples

Here's the difference clear descriptions make:

What happens after you tell us

Once you describe your deal, our system goes to work. Here's the three-step process:

• Step 1: Describe. Tell us what property you have, what you owe, and what you're trying to achieve. Takes about 60 seconds in plain language — no forms, no jargon.
• Step 2: AI matches. Our system checks your situation against the specialist lenders on our panel and shows you which ones are likely to say yes, and why. You'll see the matches in real time.
• Step 3: Review options. Pick the lender that fits best and connect directly. Most can give you a preliminary indication within 24-48 hours.

You don't need to be perfect

This is the part that stops people from applying: they think they need exact figures and a fully polished story. You don't.

If you know your property is worth roughly $1 million (not $1,000,000 on the dot), that's enough. If you owe somewhere between $500K and $600K but aren't sure of the exact figure, say that. Estimates are fine. We can work with rough shapes. The lender can ask for detail later if they're interested in the deal.

The goal is to give us enough clarity to find you the right lenders. You're not applying to the bank yet — you're just describing a situation so we can say "yep, these three lenders fund deals like yours."